Foreign National Loan Benefits
As a foreign national, you can settle into a home quicker with eCU Mortgage. For those who are new the country and don’t yet have U.S. credit and income history, you can purchase a home sooner with a higher down payment. This mortgage type is available on purchase mortgages only, and the owner must occupy the property. Income must be verifiable, and a valid VISA is required.
- No U.S. credit, social security number, or individual taxpayer identification number required
- Adjustable and fixed interest rates available
- Loan amounts up to $424,100
- Investor and portfolio options available
- 25% minimum down payment required
- Escrow account required