Foreign National Loan Benefits


As a foreign national, you can settle into a home quicker with eCU Mortgage. For those who are new the country and don’t yet have U.S. credit and income history, you can purchase a home sooner with a higher down payment. This mortgage type is available on purchase mortgages only, and the owner must occupy the property. Income must be verifiable, and a valid VISA is required.

  1. No U.S. credit, social security number, or individual taxpayer identification number required
  2. Adjustable and fixed interest rates available
  3. Loan amounts up to $424,100
  4. Investor and portfolio options available
  5. 25% minimum down payment required
  6. Escrow account required