USDA Loan Benefits

If you dream of owning a piece of property in the countryside, outside of the city’s hustle and bustle, then a USDA home loan is an option for you. The United States Department of Agriculture (USDA) provides unique mortgage options for those who live in rural areas. This mortgage type is popular among home buyers with low to moderate incomes who live in specific geographic areas. Determine if the area you’re shopping in qualifies for a USDA loan by visiting the USDA Income and Property Eligibility Site.

  1. Zero down payment options
  2. Guaranty Fee can be paid up front or rolled into the loan
  3. Flexible qualifying guidelines
  4. Closing cost assistance allowed for up to 6% of loan