Veterans Affairs (VA) Loan Benefits

Let us thank you for your service to our country with low or no down payment options offered with a Veterans Affairs (VA) loan. VA loans are guaranteed by the federal government and offer eligible borrowers affordable home financing and many other benefits. This program is available for the purchase or refinance of a primary residence with streamlined guidelines.


The following United States service personnel may qualify for a VA loan with a certificate of eligibility:

  • Veterans
  • Reservists
  • Active-duty Military Personnel
  • National Guard Members
  • Veterans’ Surviving Spouses
  1. Zero down payment options
  2. If applicable, funding fee can be paid up front or rolled into loan
  3. Lower fees than comparable loan programs
  4. No private mortgage insurance required
  5. Up to 4 % in closing costs and other items may be paid by seller